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Do I Need Swimming Pool Insurance?

April 11, 2018 By Jessica Vdz

Setting up pool fencing is a priority for pool owners because it ensures the safety of their family, and it is required by law. But if there’s one thing many pool owners don’t often consider, it’s pool insurance. While it is not mandatory like pool fencing, swimming pool insurance is an important consideration to make, especially when you factor in the cost of pool ownership in the long term. Having pool insurance is also a great idea if you’re not too sure if your existing home and contents insurance will provide coverage for your pool.

If you can’t still decide whether to get pool insurance or not, here are some practical reasons why you should consider taking it out.

Swimming Pool Damage

Because you can’t predict when an accident will occur, it’s best to be prepared for the worst-case scenario. For example, severe wind might launch a foreign object into your pool causing structural damage. If you don’t want to have to pay for the repair costs yourself, it makes sense to check if your swimming pool is covered by insurance.

Damage To Pool Fencing

For some people, their pool fencing is more than just a safety feature for their pool. Pool fencing can also be an important investment, especially if your fencing matches your pool surrounds. If you have the right cover, you can make an insurance claim for damaged fencing should the gate, or one of the fence panels become damaged due to weather or another unforeseen circumstance.

Protect Your Pool Equipment

Pool pumps, solar heating systems, and pool maintenance equipment are not cheap.If they are damaged in an extreme weather event, repairing or replacing them can put a real dent in your bank account! If you’re unsure if they will be covered by your home and contents insurance, having pool insurance can give you peace of mind.

Need help making a pool damage insurance claim? Fencing Solutions can help. We can process and handle all insurance claims for pool fencing damaged during storms or accidents, providing fast and accurate turnaround on quotes and repairs.

 

 

Filed Under: Insurance Claims

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